Insure facts & stats

Question 1

What share of people in the U.S. had no health insurance for the entire year in 2025?

Accepted Answer

7.9% (26.7 million people). The rate was not statistically different from 2024.

Question 2

What share of Americans had employment-based health insurance in 2025?

Accepted Answer

53.5%. Job-based plans remain the single most common type of coverage in the U.S.

Question 3

What share of the U.S. population was covered by Medicare in 2025?

Accepted Answer

20.1%. Medicaid covered 17.1%, and 35.8% of people had some form of public coverage.

Question 4

About what share of American adults say they have life insurance?

Accepted Answer

About 50%. Ownership has stayed fairly steady since 2021, and 42% of adults say they need or need more coverage.

Question 5

What share of Americans overestimate the cost of a basic term life insurance policy?

Accepted Answer

72%. More than half said their estimate was based on gut instinct or a wild guess.

Question 6

What share of U.S. drivers were uninsured in 2023?

Accepted Answer

15.4%. Counting underinsured drivers too, one in three (33.4%) lacked adequate coverage.

The basics